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Mudflow - Mudflow is defined as a river of liquid and flowing mud on the surfaces of normally dry land areas such as when earth is carried by a current of water.Unusual and rapid accumulation or runoff of surface waters from any source.In general, coverage is provided for direct physical loss to the property from a flood which is described as:Ī general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from: In this case, the policy will take effect immediately and the borrower does not have to wait 30 days. However, if you buy a house in a designated high-risk area and receive a mortgage loan from a federally regulated lender, by law, the lender must require the borrower to purchase and regularly renew flood insurance. The policy will take effect 30 days after it is purchased. If your insurance agent does not sell flood insurance, you can contact the NFIP Help Center at 1-87 to request an agent referral. You should talk to your insurance agent if you have questions, would like additional information and/or are ready to purchase a flood insurance policy. Here is a list of participating WYO companies. Flood insurance is sold to property owners located in NFIP communities through state licensed property and casualty insurance agents and brokers who deal directly with FEMA or private insurance companies through a program known as Write Your Own (WYO). How Flood Insurance Works Sale of Flood PoliciesĪs long as a community participates in the NFIP, residents are eligible to purchase flood insurance. For additional information about NFIP, visit. The program is administered by the Federal Emergency Management Agency (FEMA) and provides flood insurance protection to property owners, renters, and business owners in communities that participate in the program. Participating in the NFIP is based on an agreement between communities and the Federal Government. The NFIP is a federal program enabling property owners in participating communities to purchase insurance as a protection against flood losses. Congress established the National Flood Insurance Program (NFIP) in 1968. Therefore, it is important to know what options are available to protect your assets from flood losses. Standard homeowners' insurance does not cover flood damage. While floods occur in every area of the country, many property owners remain unprepared.
In other contexts, these Native-evoking words can and should be replaced with more neutral language, where your boss is not “the chief” and there is no need for a “powwow” because teams of co-workers can just chat, meet up, or have a brainstorming session. Fidelity to the group’s own naming is important. When speaking or writing about members of Tribal Nations or First Nations, it’s best to understand the history and governance of the group in question, and to reflect the language used by the members of this specific tribe or nation. Use of these terms is beyond problematic, and truly offensive, when used to evoke a caricature or stereotype, or when used as a mascot or costume, as is the case sometimes in sports. Biker Doo Rags We have the best biker doo rags on the planet. You can go talk to someone at either store and tell them that you need a 2 by 2 foot piece of fabric to make into a du-rag, and they will cut it for you. Made in the USA The tail protects neck from the sun. It is designed to sit securely on the head using the attached ties, allowing one size to fit most. Our Doo-Rag is a bandanna, cut into 6 panels and sewn into a headwrap, with a tail and ties at the nape of the neck. While the words are not offensive in straightforward denotative use (e.g., the chief of a tribe in Oklahoma), they become problematic when dissociated from their Indigenous referents and used to evoke a culture that the people using these words don’t know anything authentic about. Going to Michaels or JoAnn Fabrics to buy fabric is a third option. Description Warranty Information Design your own Doo-Rag and we will print it. There are a number of words associated with Native American peoples, like brave, chief, powwow, or warpath, that have been appropriated, especially for use in sports and business. A powwow (also pow wow or pow-wow) is a gathering with dances held by many Native American and First Nations communities. Other commentators are less sanguine, and fear that the world economy is on the verge of recession. sanguine formal hopeful and not worried about what will happen in the future, especially when the situation seems difficult – a very formal use Koons himself somehow remains sanguine in the face of all the criticism. Stockmarket analysts expect the bullish trend to continue. an upbeat message about the party’s chances of winning the election bullish feeling confident about the future – used especially when talking the economic situation, or a company’s chances of success He’s very bullish about the company’s prospects. upbeat having a cheerful attitude and showing that you expect to succeed, or that a situation will get better, especially the economic or political situation The prime minister was upbeat, predicting that the economy would soon come out of recession. She has a very positive attitude to life. positive thinking about what is good in a situation, rather than what is bad Try to be more positive about your work. an optimistic view of the future hopeful believing that what you hope for will happen The test results made him feel more hopeful about his chances of recovery. 2 HOPE thinking that things will be better, easier, or more successful than is actually possible an optimistic estimate over-optimistic British English somewhat over-optimistic expectations THESAURUS optimistic believing that good things will happen I’m optimistic about our chances of winning. optimistic (that) We are still relatively optimistic that the factory can be saved. ○ adjective 1 EXPECT believing that good things will happen in the future OPP pessimistic optimistic about Bankers are cautiously optimistic about the country’s economic future.From Longman Dictionary of Contemporary English optimistic op‧ti‧mis‧tic / ˌɒptəmɪstɪk◂ $ ˌɑːp- / Public record content transmitted to or from private accounts or personal devices is subject to disclosure. Records in the form of e-mail, text messaging, and instant messaging, including those sent and received via a hand-held communications device (such as a smartphone) are to be treated in the same fashion as records in other formats, such as paper or audiotape. Motions to seal or expunge a record require a court order. The official record will not be affected by such requests. Record of the request will be tracked as an administrative non-public record. Redactions or response will be effected within five (5) business days. Requests will be reviewed to determine if appropriate. social security numbers, financial account numbers), which they have found in the Internet content of the court record, be redacted from the on-line record. The public may request that personal identifiers (i.e. Although not required by law, the office may accommodate the requestor by generating new records when it makes sense and is practical under the circumstances. An electronic record is deemed to exist as long as a computer is already programmed to produce the record through simple sorting, filtering or querying. In processing the request, the office does not have an obligation to create new records or perform new analysis of existing information. However, the law does permit the office to ask for a written request, the requestor’s identity, and/or the intended use of the information requested, but only:ġ) If a written request or disclosure or identity or intended use would benefit the requestor by enhancing the office’s ability to identify, locate or deliver the public records that have been requested andĢ) After telling the requestor that a written request is not required and that the requester may decline to reveal the requestor’s identity or intended use. It is the office’s general policy that this information does not need to be provided. The requester does not have to put a records request in writing, does not have to provide his or her identity or the intended use of the requested public record. If it is not clear what records are being sought, the office will contact the requester for clarification, and assist the requester in revising the request by informing the requester of the manner in which the office keeps its records. However, the requester must at least identify the records requested with sufficient clarity to allow the public office to identify, retrieve, and review the records. No specific language is required to make a request for public records. If processing the request will take longer, the request should be acknowledged in writing. It is the goal of the Butler County Clerk of Courts that all requests for public records should be satisfied within three (3) business days following the office’s receipt of the request. “Prompt” and “reasonable” take into account the volume of records requested, the proximity of the location where the records are stored, and the necessity for any legal review and redaction of the records requested. Copies of public records must be made available within a reasonable period of time. Public records must be made available for inspection promptly. Public records are to be available for inspection during regular business hours. Section 2 Response Timeframe of Record Requests and Handling Requests All public records must be organized and maintained in such a way that they can be made available for inspecting and/or copying. The document may be in any format, i.e., paper or electronic.Īll records kept by the Butler County Clerk of Courts are public unless they are exempt from disclosure under Ohio law, the Supreme Court Rules of Superintendence, Local Rules, or other laws, rules or regulations. Consistent with the premise that government at all levels exists first and foremost to serve the interests of the people, it is the mission and intent of the Butler County Clerk of Courts to, at all times, fully comply with and abide by both the spirit and the letter of the Ohio’s Public Records Act.Ī record is any document that verifies the organization, functions, policies, decisions, procedures, operations, or other activities of the office. It is the policy of the Butler County Ohio Clerk of Courts that openness leads to a better informed citizenry, which leads to better government and better public policy. The second tab in the toolbar is “Details,” which is responsible for sharpening and reducing noise. Ineffective Noise Reduction and Deep Sharpness Settings Those sliders stand for contrast, saturation, shadow/glare balance adjustments, and also tone curves that have an additional film simulation. In this Raw Therapee review section, we’ll talk about the program’s toolbar section called “Exposure.” It has sliders adjusting exposure values that can be easily reset via the “Neutral” button or moved to proposed positions with the “Auto Levels.” You can create and save your personal profiles that can be used while photo editing for keeping a consistent look. There are 32 RawTherapee profiles for photo editing they are so-called filters. Use this mode to view how images are displayed in monochrome or decide which channel can be edited. Previewing the brightness instantly shows the b&w photo editing without changing its initial settings. Previewing one separate channel comes in handy during RGB curves editing or planning a monochromatic conversion via a channel mixer, estimating image noise. You may use other modes for red, green, blue, and brightness channels, as well as a preview of the focus mask for viewing areas in focus. (They are also available using keyboard shortcuts.) Only one preview mode can be activated at a time. The RawTherapee toolbar provides eight preview modes to help you customize images preview. Read more about the best photo editing softwares to find a perfect program.The “History” on the left side of the workspace tracks all changes made to the selected photo. Thumbnails allow you to open depicted images after a double-click that launches toolbar and history panels in the opposite corners separately. This menu has seven pages covering general settings, editing background color, layout, doing image editing, file browsing, color management, batch editing, etc. Just access them with the “Preferences” button located in the upper right. To keep the RawTherapee review concise I will not go over all the seven pages of settings where you fully customize your working space to your particular needs. By default, the last opened directory will be visible after startup. After that, give RawTherapee time to process each file and depict miniatures in the central working window. With the first RawTherapee launch the file viewer tab will remain empty until you specify the location of the RAW photos intended for photo editing. Follow the link to the official webpage, select the version for your operating system, download and install RawTherapee. Unlike Photoshop, Lightroom or Capture One Pro, you don’t need to register to launch the RawTherapee download. It is positioned as software for deep color correction and quick cataloging, but you can also find here some advanced tools from Photoshop. RawTherapee is an open-source cross-platform photo editor. This is slightly higher than the industry average of 2.1, which indicates that the business is using its assets efficiently. The other financial report we need is the Balance sheet, which we are going to use for computing the average value of assets. To calculate the asset turnover ratio, you first need to work out the average asset value for the year:įrom there, you can use the formula to work out the asset turnover ratio: The business invested a $10,000 piece of equipment during the year, bringing its asset value at the end of the year to $50,000. At the end of the financial year, ABC Company had net sales totalling $100,000.Īt the beginning of that year, the total value of ABC Company’s assets was $40,000. Let’s say ABC Company operates in the retail sector, which has an average asset turnover ratio of 2.1. To put it another way, the asset turnover formula is: Divide by your total average asset value: You can calculate this by finding the average of the beginning and ending asset values of the period you’re looking at, such as a year.Learn more about how to calculate net sales. Find out your total net sales: This is the amount of revenue generated minus sales returns, discounts, and sales allowances.There are two steps to calculate your asset turnover ratio: To that end, it’s a good idea to compare your asset turnover ratio with averages for your industry to get the most accurate picture of your business’s performance. On the other hand, industries with significant assets, such as real estate and utilities, tend to have a low asset turnover rate. Keep in mind that the average asset turnover ratio tends to be higher for businesses in some industries than in others.įor example, the retail and grocery industries typically have relatively small asset bases but a high sales volume, meaning they have a high average asset turnover ratio. Investors and lenders can also look at your asset turnover ratio to help figure out how well your business is run. average accounts receivable., Recipes, Inc. Inefficient production or management processes Study with Quizlet and memorize flashcards containing terms like The formula to compute the receivables turnover ratio is net credit sales divided by Multiple choice question.Factors that can contribute to a low asset turnover ratio include: Operations are productive and the business functions like a well-oiled machine.Ī low asset turnover ratio indicates that a business isn’t using its assets as efficiently as it could be. It means every dollar invested in the assets of TATA industries produces $0.83 of sales.A high asset turnover ratio signals that a business is using its assets efficiently to generate sales. It defines how well a company is generating revenue. Asset to Sales formula Total Assets / Sales Or, 400,000 / 100,000 4. The Asset Turnover in Days ratio tells you how many days it takes to earn Sales Revenue. The total-asset turnover ratio is calculated by dividing the net sales by the total assets of the company. Solution:Īssets turnover ratio of TATA industries is 0.83. Assets are the income generating resources controlled by the entity. It informs about the ability of companys. Required: Compute assets turnover ratio for the TATA industries. This ratio complements the assessment of the operating efficiency from the point of view of assets management.
Let me know in the comment section if you have any further doubts and also share this post with your friends. Unbiased Trello Review 2021.From sales and marketing to HR and operations, teams can design and customize Trello to fit their unique needs and work styles. It also includes more advanced workflow automation features and three different views. 63 4 star 29 3 star 5 2 star 1 1 star 0 See all 13,308 Trello reviews 13,308 reviews 173 discussions Save to My Lists Claimed This profile has been claimed by Trello, but it has limited features. It is a reliable project management app for simple and complex projects, and its free plan excels at its core features. It is affordable, effective, and mobile-friendly, providing users the tools to stay organized and productive. YouTube Tools: The Best and complete tool lists (With free power-up) (Premium) Asana has comparable features to Trello when it comes to the Kanban-board approach to task management. Trello is a simple, flexible, user-friendly web-based project planning and collaboration tool.22, 2023 Find Reviews Clear All English Filter Found 10 of over 10 reviews Sort Popular Popular Most Recent Highest Rating Lowest Rating 4.7 100 Recommend to a Friend Companies cant alter or remove reviews. As a result of the Trello review, I suggest you make your work easier, smarter, and better with the help of this tool. Reviews - Jobs 15 Salaries 15 Interviews 5 Benefits - Photos 5 Diversity + Add a Review Updated Feb. Trello is good to go handy tools for creators who like to manage their projects. There is nothing I need to tell more about this great tool. My review and rating for Trello are 4.5/5.So, with the help of Trello, you can maintain these things easily and the remaining work will flow smoothly. It assigned the task as avoid all the time-consuming and. Sometimes you might forget to do any task and it impacts the video’s views and revenues.įor example, after uploading the video, the few sections like Custom thumbnail, EndScreen template, and Cards need to add before hitting the publish button. Trello enables to organize and prioritize the project in a very good manners with flexibility. Once you start a YouTube channel and ready to make videos, there are a lot of things you need to do before and after publishing the video. For more detailed information, click here. This feature makes it popular in addition to being an effective tool for creating to-do lists and performing various tasks. Get your aura photo as well, simply choose both services on the booking page.Please make sure that the hair on your pets paw pads are trimmed so their entire paw can fully touch the sensor plates to get the energy reading.But check back frequently, as new appointment times are often released! If you don’t see any available appointments, this just means we haven’t opened booking for that day, or we’ve sold out for that day.An amazing experience that will uplift, inspire & deepen the bond you have with your dog!.An informational pamphlet with keywords on each color’s meaning and how to read your aura photo guide.An aura colors reading to reveal to you the beauty of your dog’s energy.One high quality canon photo paper print of your dog and your dog’s aura presented in a colourful cardboard frame.I also have the paid subscription and I feel that the pricing is fair for the extra daily readings.We are open on a private appointment only basis at the studio.Įach private pet aura photo and reading studio appointment includes: Overall, great app! Would def recommend if you have trouble reading your own aura and want to check it every day. As a slight data geek, some kinda chart or graph for tracking the colors/intensity/placement would be awesome as well. It would be lovely if there was a diary option to save your readings and track your progress rather than just being able to save the photo to the camera roll. You can see your last reading, but that’s it. The only thing I don’t like about this app is that there’s no way to access your previous reading analyses and the photos are not automatically saved. The analyses and other colors also make sense with what’s been on my mind. This gives me more trust in the app’s credibility. Purple has popped up in my readings every time and it even shows up as my dominant aura color most of the time, even if other colors shift. I also saw that they use a hybrid reading style and don’t just use the phone camera somehow. However, I’ve read my own aura before and it’s often primarily purple, but I wanted to try this app since I can’t always read it in detail. Honestly, I was a little skeptical since I’ve read about the equipment needed for Kirlian photography and didn’t think my phone camera could replicate it. Great app but would be better with a tracking option We're so glad you've found such a deep connection with your experience! Thank you so much for your wonderful feedback and we feel blessed to be even a small part of your spiritual journey :-) let me know what other products you may have loved it. It was purple blue turquoise and last but not least I went again this past Saturday got a lot more turquoise and amethyst of course the blues and white I also changed the specific crystals I was wearing I added a Moldavite and removed another Moldavite and added a quartz and some Herkimer diamonds and honestly even doing this on my phone the aura came out almost exactly the same as it did on the so-called professional camera will be using this and will be purchasing other products from you. Funny enough I get mine done professionally if that is actually considered a thing and I’ve been doing it for about five years I’d stop over the last few years and hadn’t felt really good earlier this year so the first one I did in an actual studio was early October and it was dark but the heart chakra was totally white and purple then I did some spiritual work for a few weeks and went back exactly 2 weeks to the day and I started to see some greens of course the auric field was much stronger than it was. This charges the phone, but without being able to see how to select file transfer mode, I don't know how to access internal storage. I tried googling the issue and watching troubleshooting videos, but to no avail. I also removed my micro SD slot (no card in it) and sim card just in case, and noticed the scent of burning plastic coming from the slot, which makes me think it's a hardware issue, unfortunately, but I still wanted to double check. I tried hard restarting and hard rebooting [per the instructions here, neither of which worked even though it made the expected vibrations.Ībout this time I noticed the back of the phone was hot, so I unplugged it, took off my case, and left it alone for a bit. Specifications Card slot, microSD, up to 512 GB (uses SIM 2 slot) - dual SIM model only Internal, 64 GB, 4/6 GB RAM Primary, Dual: 19 MP, f/2.0, 25mm, 1/2.3. I shut it down by memory of where the menu displays, but still nada when I turned it on. I attempted to turn it off by holding the power button like normal, and it did one short vibration like it does when the shutdown menu pops up. If I tapped the power button I could interact with the lock screen, try to put in a password, etc. It also played the sound it makes when you charge your phone so I know it's on. I attempted to charge it thinking the battery must have died somehow, and the charging indicator lit up orange like usual. ReviewedThe Xperia XZ Premium is Sonys most advanced smartphone to date. I went to sleep, woke up to an alarm on the phone, locked the phone, came back a few minutes later and the screen wouldn't turn on. Close rekordbox and disconnect the XDJ-XZ from your computer. AsusGoogleHTCLGLeEcoLenovoMeizuMotorolaNokiaOnePlusPocoRealmeRedmiSamsungSonyWileyfoxXiaomi. Sony Xperia XZ Premium - Unlocked Smartphone - 5.5', 64GB - Dual SIM - Luminous Chrome (US Warranty) Merchant Video. Last night I didn't charge my phone since it was at ~65% battery. |
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